Marine insurance for car shipping, explained
By ASTONISHING CARS CO., LTD · Updated 2026-06-10
Marine insurance protects your car during the sea voyage, covering loss or damage from the risks of ocean transport. It is the 'I' in CIF, and while serious incidents are rare, the value at stake makes proper cover an essential, not an optional, part of importing.
A standard policy covers events like vessel damage, heavy weather, fire and total loss, and broader cover can include handling damage during loading and discharge. Reading what is and is not covered matters, because cheap or minimal policies can leave gaps.
When you buy on CIF terms, marine insurance to the destination port is already included in the price, which is one reason CIF is simpler for many buyers than arranging cover separately on an FOB purchase. Always confirm the sum insured matches the car's value.
If damage occurs, the claim process relies on evidence: note any visible damage at collection, photograph it, and report it promptly within the policy's time limit, supported by the shipping and inspection documents. Prompt, documented reporting is the key to a smooth claim.
ASTONISHING CARS includes marine insurance in every CIF quote and explains the cover so you know exactly what is protected. Ask us about extended cover if you want additional peace of mind for a high-value vehicle.
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